Catch-Up Contribution Limit Calculator
Enter your birth year to see the maximum you can contribute this year (2026) to a 401(k)/403(b)/457 and to a Traditional or Roth IRA.
401(k)/403(b)/457
$0
Max contribution this year
Base limit$0
Catch-up add-on$0
Traditional / Roth IRA
$0
Max contribution this year
Base limit$0
Catch-up add-on$0
COMBINED
$0
If you max out both accounts
Current age (est.)0
Base limit
Catch-up add-on
Based on IRS-announced 2026 limits (401(k)/403(b)/457 base $24,500, catch-up at 50+ $8,000, super catch-up ages 60\u201363 $11,250; IRA base $7,500, catch-up at 50+ $1,100). These are adjusted for inflation each year, so confirm the current figures and your own plan’s rules before contributing. Roth IRA income phase-out limits aren’t reflected here.