The Backdoor Roth I Thought Was Someone Else’s Problem
The Late Starter · September 12, 2026 I’d heard that high earners aren’t allowed to contribute to a Roth IRA, […]
401(k) and IRA
401(k) and IRA
Practical notes on retirement accounts, contribution strategies, and the decisions I’ve made along the way.
401(k) and IRA
Moving My Son’s Accounts Myself
The Late Starter · September 8, 2026 A Chapter in My Late Start Retirement Journey My older son worked a
401(k) and IRA
Two Curves: Salary and Contribution Rate
The Late Starter · September 5, 2026 A Chapter in My Late Start Retirement Journey While sorting through old pay
401(k) and IRA
22%: The Price of Starting Late
The Late Starter · August 30, 2026 A Chapter in My Late Start Retirement Journey It was my first year