The Stock I Sold, The Stock I Should Have Kept
A Chapter in My Late Start Retirement Journey In 1996, I earned my Ph.D. and joined Samsung Electronics — my
Investing Lessons Learned
401(k) and IRA
22%: The Price of Starting Late
The Late Starter · August 30, 2026 A Chapter in My Late Start Retirement Journey It was my first year
My Immigration Story
The Visa Lottery I Never Knew I Won
In 2007, I moved from Germany to the U.S. on an H-1B visa — without ever knowing it had been decided by lottery. This is the story of how that discovery led me to start thinking seriously, if belatedly, about retirement.